THE EASIEST WAY TO GET INTO A MINI. THE EASIEST WAY TO GET INTO A MINI.

MINI FINANCIAL SERVICES.

THE EASIEST WAY TO GET INTO A MINI.

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LEASING A MINI.

LEASING A MINI.

MINI Leasing is flexible, convenient, affordable, and lets you enjoy your MINI without worrying about the long term. Take a look and choose the leasing plan that works best for you.

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OPTION 1:

STANDARD LEASE.

With a Standard Lease, you can access the benefits, flexibility, and security you want. Drive a MINI under warranty and select from a wide range of flexible contract terms. Best of all, there is no residual value risk you’ll experience at the end of your contract, and you’re able to choose from a variety of lease maturity options.

HYPOTHETICAL EXAMPLE

A MINI with a lease amount of $25,000 is worth $16,000 after 3 years, thanks to its dashing good looks and high residual value of 64%. This means you’re only on the hook for the remaining $9,000 (or 36%) plus the interest of your monthly payments.

OPTION 2:

MULTIPLE SECURITY DEPOSIT.

With a MINI Financial Services Multiple Security Deposit Lease, you can make up to nine additional, refundable, and non-taxable security deposits. Each additional security deposit lowers your interest rate and monthly payments. And at lease maturity, you recoup your security deposit(s), and put money back in your wallet.

*Refundable amount may be reduced by the amount of any outstanding charges on your account.

HYPOTHETICAL EXAMPLE

Say you have an interest rate of 4.8%. By making an additional security deposit, we’ll lower your interest rate to 4.7%. In fact, we’ll let you make up to nine additional payments and give you an extra 0.1% off for each one. On 4.8%, nine additional security deposits will lower your rate to 3.9%.

OPTION 3:

SINGLE PAYMENT LEASE.

A MINI Financial Services Single Payment Lease combines the convenience of a cash purchase with the advantages and security of leasing. By making one lump payment up front, you’ll only pay the low interest on the residual amount (as opposed to the total leased value). The result: outstanding savings and no monthly payments. And at lease maturity, you retain the right to purchase your MINI.

HYPOTHETICAL EXAMPLE

With the Single Payment Lease option, all payments are made up front so you only pay interest on the residual amount, not the total leased vehicle amount. This gives you significant cost-of-borrowing savings. Also, an additional 0.25% rate reduction is applied to provide even more interest savings.

KILOMETRE OPTIONS.

KILOMETRE OPTIONS.

Whether you’re into quick sprints around the city or impromptu road trips across the country, MINI Financial Services offers three kilometre options to suit your unique driving habits. The lowest option gives you 12,000 km to enjoy behind the wheel, while the highest option offers you 20,000 km – ideal for motorers who go the extra distance. Of course, you can always choose the 16,000 km option for a happy medium.

Enjoy lower monthly payments with any
of the below options: Option 1: 20,000 km (+2%) Option 2: 16,000 km (+3%) Option 3: 12,000 km (+4%)

FINANCING A MINI.

FINANCING A MINI.

By financing your MINI, you get the flexibility to make your MINI 100% yours. You also get the freedom to sell it or trade it in for a new one when the time comes. And with two financing products available – Standard Financing and OwnersChoice® – MINI Financial Services makes it easy to make a MINI part of your family tree in no time.

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OPTION 1:

STANDARD FINANCE.

MINI Financial Services Standard Financing offers you competitive interest rates, as well as the freedom to choose from a range of down payment options and contract terms (from 24 to 84 months) to suit your financing needs. Best of all, there are no up-front administration fees or early termination charges to worry about.


OPTION 2:

OWNERSCHOICE®*

This financing option from MINI Financial Services offers you the satisfaction of owning your MINI with the flexibility of a lease-type payment schedule. At the conclusion of your OwnersChoice® financing term, your remaining balance is amortized in a balloon amount, which you can either pay off, finance, or pay off after a trade-in.

*Not available in the province of Quebec.

HYPOTHETICAL EXAMPLE

Calculating your balloon amount is easy. Simply Select your term preference and the balloon amount percentage that works for you. Terms range from 24, 36, 48, and 60 months with balloon payment percentage maximums of 60%, 50%, 40%, and 30%. Multiply your balloon percentage by the MSRP + any approved options on your MINI, and you have calculated your balloon amount.

PROTECTING YOUR MINI.

MINI FINANCIAL SERVICES PROTECTION PRODUCTS.

PROTECTING YOUR MINI.

Unlike most other drivers, MINI drivers actually drive their MINIs - a lot. And sure, the road ahead may have its bumps, but that doesn’t mean you need to proceed with caution. You love the road, so seize it! And if you do hit any bumps along the way, it’s all good - because MINI Financial Services Protection Products offer both security and value, while making it easy for you to protect yourself, your passengers, and of course, your MINI.

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EXPLORE ALL AVENUES.

All of our Protection Products come with extra coverage that’s totally customizable. So you decide what balance of risk, protection, and cost you’re cool with, and we’ll hook it all up.

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION.

MINI Financial Services Excess Wear & Use Protection offers $7,500 in coverage for unavoidable damage to your windshield, bumper, and body panels, as well as missing parts under $200. Now you can enjoy your MINI without worrying about minor damage fees at vehicle turn-in time.

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION.

MINI Financial Services Tire & Rim Protection provides coverage in the event of damage to your tires or rims caused by metal, nails, glass, debris, and potholes. Now you won’t have to worry about incurring fees in the event that you encounter some of the roads’ less forgiving surface hazards.

APPEARANCE PROTECTION

APPEARANCE PROTECTION

APPEARANCE PROTECTION.

MINI Financial Services Appearance Protection is focused entirely on protecting your MINI from cosmetic damage that can undermine its premium appearance and lessen its value. With coverage features like Front Windshield Protection, Paintless Dent Removal, Paint Protection, Interior Protection, and Key Replacement, you can rest assured that your MINI will look as good as it did when you first got behind the wheel.

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION.

With features designed to discourage thieves and increase vehicle traceability, MINI Financial Services Anti-Theft Protection ensures that you’re the only one driving away in your MINI. And in the event that your vehicle does get stolen, your coverage may include a reduced cost for a replacement MINI.

WATCH AND LEARN.

Discover how MINI Financial Services Protection Products offer comprehensive protection for your MINI – so you can motor worry-free, knowing you’re covered for whatever comes your way.